bnemmy/b! @ 3:18 pm January 19th, 2009 (comment #291). Hi! My name is Micki, and I am a 32 year old female in rural Wisconsin. I started reading your blog 2 years ago when I was newly married, and we were looking for creative ways to save up a down payment. b....../b Spending carefully allows us bvacations/b every year and we have everything we need. I like your recent post on the six events that made you most happy and plan to use it in a class we teach. Keep up the good work. ...